About Us

Who We Are

JCM & Associates is one of the leading Chartered Accountants firm established in 2015 with offices in Kottayam, Karunagappally, and Bangalore. We provide a wide range of services in the areas of Audit & Assurance, Direct and Indirect Tax, Advisory, Accounting, Payroll and other outsourcing services to businesses across India and abroad.

With years of experience and a team of highly skilled and dedicated professionals, we have built a reputation for excellence in the industry. Our clients trust us to provide accurate, timely, and comprehensive financial guidance and support.

What Make Us Unique

Technical Expertise
We are a team of skilled professionals with in-depth knowledge of financial regulations, accounting principles, and tax laws. We possess high level of technical expertise to provide accurate and reliable financial information and advisory services to the clients.
Ethical Standards
We are held to high ethical standards and are required to uphold integrity, objectivity, and professionalism in our work. Clients rely on us to maintain confidentiality, avoid conflicts of interest, and act in the best interests of those we serve.
Strategic Advisory
We go beyond just preparing financial statements and tax returns; we also play a strategic advisory role for our clients. By analyzing financial data, identifying trends, and offering insights, we help businesses make informed decisions that drive growth and success.

Our Professional Team







CA. Sam Chacko

CA. Sam Chacko M.Com, FCA
Founder & Partner

CA Sam Chacko is a fellow member of the ICAI with post-qualification experience of more than a decade, and overall experience of 16 years in India and abroad. He also holds a master's degree in commerce. Sam is an expert in corporate law & LLP matters. His areas of expertise span across different industries and sectors including govt. & public sector.

Sam's focus areas are statutory & internal audits of corporates, govt. entities, public sector entities and banks. He also has expertise in revenue audits and GST. He is also an expert in design and implementation of internal financial control systems, accounting and financial advisory. He provides guidance and advisory in statutory compliance.

CA. Abin Manuel

CA. Abin Manuel B.Com, ACA
Partner

CA Abin Manuel is an associate member of the institute with 13 years of experience in Big4 audit firms and multinational companies. In addition to Audit, Assurance and Tax, his area of expertise includes financial analysis and reporting, corporate finance, finance and operations transformation, budget management and cost control. He has a proven track record of building, training and growing highly efficient and successful project teams.

He is also a technology enthusiast with expertise in Microsoft Excel, VBA, SQL and Python. During his tenure with the big4s, he has designed and implemented various processes, tools and reporting mechanisms for internal and external clients.

CA. Jubin Jose

CA. Jubin Jose B.Sc, ACA
Partner

CA Jubin Jose is an associate member of the Institute of Chartered Accountants of India with 10 years of experience in the field of Audit, Assurance, Direct and Indirect taxes. His expertise includes handling tax litigations, corporate finance, internal audit, tax audit, trust matters, GST and non-resident/international taxation. He is also an expert in budget management, cost control, accounting advisory and Ind AS implementation and advisory.

He also provides guidance on tax management, provides regular assistance and guidance in statutory compliance and handling tax litigation for direct and indirect tax matters.

Adv. KM Izzudin

Adv. KM Izzudin
Legal Counsel

Adv. Izzudin brings to the table an extensive 36-year background in law, tax administration, and tax litigation. He commenced his legal career as an Advocate at the District Headquarters in Kollam in 1988, later transitioning to the State Government Service as a Sales Tax Officer. Throughout his distinguished career, he has held several pivotal roles within the government, including Assistant Commissioner (Assessment), Deputy Commissioner (Law), District Head (Administration), Deputy Commissioner (GST), and Departmental Member in the KVAT/AIT & Sales Tax Appellate Tribunal. He is currently practicing in the Kerala High Court.

CS. Anu Maria Jacob

CS. Anu Maria Jacob
Corporate Law & Compliance

As an experienced Company Secretary, Anu Maria excels in corporate governance and compliance, ensuring that clients adhere to all legal and regulatory requirements. With a keen eye for detail and a comprehensive understanding of corporate law, she effectively manages statutory records, facilitates board meetings, and provides strategic advice on corporate matters. Her dedication to maintaining the highest standards of corporate ethics and transparency is instrumental in safeguarding clients' reputation and operational integrity.

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